The tightening of the ECB and the new inflation expectations overturn the normality

Mortgages, will the variable exceed the fixed? It has (almost) never happened, but it could happen. It would be the effect of the moves of the European Central Bank. The precedent is found in the great financial crisis following the collapse of Lehman Brothers

Anyone who knows the home loan industry assures you that it has almost never occurred that fixed-rate loans cost less than variable-rate ones. But this is exactly what could happen in the coming months due to the growth in market expectations of a reversal of the ECB’s long-term monetary tightening trend, aided by the first signs of inflation easing.