Pos, how much does it cost? What fees? And what saves money? – Corriere.it

Fees that from scratch they never exceed 2%a range of offerings daughter of competition unleashed between banks and digital platforms. A proliferation of devices that – surprise – see Italy to surpass other European countries. The essential data that photograph the sphere of electronic payments are these. Data that comes in handy after the cash war carved out space in the political debate. Brief facts: the Meloni government announces its intention to raise the ceiling for cash payments to 5,000 euros, remove the fines for merchants who do not use the POS and also remove the obligation to accept electronic payments under 60 euros. The European Union straightens the antennas fearing a relaxation in the fight against tax evasion (which is a milestone of the Pnrr), the Court of Auditors calls for a rethinking of the new rules e Salvini he puts his own into it by declaring that anyone who wants to pay for coffee with an ATM is a pain in the ass. And finally, today Prime Minister Meloni, inaugurating her Facebook column, announced that the 60 euro threshold could be lowered.

Traders (not all) complain that the installation of the machines a cost increase. But by how much? Here are some offers found here and there on the internet on sites that sell and install the appliances. The cheapest circuit seems to be Satispay which is also the easiest way since it does not require equipment but only the download of a free app on your smartphone: it offers zero commissions on payments under 10 euros and a 0.2 withdrawal on higher ones. Nexi offers a range of possibilities: installation of POS costs from 14 to 99 euros, there is no monthly fee and commissions range from 0 (for small amounts) to 1.89. The cost of sum up instead a commission at 1.85 with zero fee and zero activation cost. Even lower is the withdrawal offered by Intesa Sanpaolo (1.8) which includes a promotion for installation at 18 euros and a free fee.

So far the living costs associated with digital payments. But they must be taken into account some savings too. For example, the trade contract provides for the payment of a cash allowance equal to 5% for the employee who handles money: will he continue to survive in a world made only of digital transactions? Then there are the lowering risks: less cash, less danger of theft and robbery or of inconveniences like the one that happened to the businessman who went to the Max Pezzali concert with the day’s takings in his wallet. Lost and luckily found.

In closing, some overall data: in Italy they are almost already installed 3.7 million machines, against 2.3 in France, 1.8 in Spain. A figure that could be due to the pulverization of the Italian commercial network. In a year they were carried out 7 billion payments through cards: all data which, according to the decree on the Pnrr, will be from now on transmitted to the Tax Registry precisely to combat tax evasion.