Pensions, how much does early exit cost? From Quota 103 to Women’s option: what to know

Pensions, membership of Option Donna collapses

The photograph taken by INPS is clear: the race for retirement is having a setback. According to the Institute’s latest monitoring of retirement flows, in the first three months of the year there were 174,610 new pensions, or 26.2% less than in the same period of 2022. Early exits from work are even worse , plunged 38% in the first quarter of 2023 compared to a year earlier. Therefore, essentially Quota 102, introduced in 2022, and Quota 103 this year, do not seem particularly attractive. But that’s not all: after the restrictions introduced by the Meloni government, the women’s option now appears to be completely deserted by female workers. The numbers speak for themselves: if the first three months of 2022 Women’s option had registered a membership of 4,185 female workers, the first quarter of this year sees only 151 new treatments liquidated. And the reason probably lies in the too light check (according to INPS, on average about 33% less than a man’s pension). In short, the government’s intention to prevent women from retiring early, limiting the measure to those in a disadvantaged situation, including those who were made redundant, disabled or engaged in caring for family members, seems to have succeeded. In the coming months, it must be said, a slight increase in early retirement requests is expected, but the general trend seems quite clear. Currently, the requirements for early retirement, in the years 2022 and 2023, are 41 years and 10 months of contributory seniority for women and 42 years and 10 months for men, regardless of age. But there are further possibilities for early exit from work: let’s see what they are.

28 Apr 2023

© Reproduction reserved