Loans, one Italian out of 3 asks for liquidity: car loans are down

Loans, one Italian out of 3 asks for liquidity: car loans are down

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Loans in 2023

In the asset mix of requests, the share of liquidity loans is strengthened, which do not present a restriction on the use of the resources obtained. The car segment is down, despite the good trend in registrations. a sign of the growing difficulties with which Italian families have to deal, squeezed between inflation that remains high – albeit slowing down compared to the peaks reached at the end of 2022 – and wages that do not grow. According to the latest survey by the PrestitiOnline.it Observatory, during the second quarter there was a real surge in liquidity loans, those that the recipient can have at his disposal without destination constraints. Evidently many are hoarding resources to deal with different situations, from paying bills to a possible holiday, but without constraints. This despite the awareness of having to bear a higher than average interest rate.

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